Business Internet Make Money Online Opportunity System – 4 of the Best Superb Internet Business Models

Are you searching for your own business internet make money online opportunity system to start making money online?

Below I will share with you 4 superb internet business money-making models wherein you can get started today…

1. Corporate WEB site.

If you have a strong offline business you can tap into this profit business model.

These are types of sites wherein the sole purpose of the website owner is to give his offline business presense on the internet through his website.

This business internet make money online opportunity system is helpful to the owner in making sales by getting online or overseas customers to their offline business.

The next 3 internet business models will help you to make money purely from internet. Lets move on.

The first type of internet business model allows you to get started instantly and set up with very little expense .

2. Affiliate Marketing.

If you know how to play the affiliate game there is huge money made with this type of business internet make money online opportunity system.

This is the type of internet business model where where you sign up as an affiliate of other websites and sell their products on a commission basis.

The most important tip that I would suggest in affiliate marketing is to capture leads from your own site and then promote affiliate products in your niche.

3. WEB Services.

There are many business internet make money online opportunity systems wherein you can make money selling services.

You can also provide consulting services in your niche and attract customers from all around the world.

This includes hosting related services, domain name registration services along with ecommerce services that includes autoresponder services, ad tracking systems, order processing systems, etc.

The next internet business model has made millions for hundreds of website owners, you can be the next to tap in.

4. Information Products.

This includes selling short reports, ebooks, audios, videos or just a plain information and content based membership site.

People visit internet to search for information.

You can get started selling information products in your niche.

This business internet make money online opportunity system has the potential for you to systemize particular information in your niche and start selling them at hefty profits.

Start today and pick up at least one of the 4 internet business profit models listed above and start pulling in your profits.

Mel Vivian

SEO News for the Website Ceo: Optimize or be Crushed

Search engine optimization and website marketing are mainstream. The leaders and the followers have optimized their websites. Only the late adopters are left. If you don’t promote your website through search engine optimization soon – you’ll be crushed by the competition. Websites without search engine optimization will quickly die. SEO is mainstream marketing. It is no longer an afterthought. If you are a late adopter and haven’t optimized your website for search engine results or search engine marketing, your competition will quickly surpass you in Internet search engine results. This will lead to the demise of your website. Even if your product is primarily bricks and mortar – your competition will be gaining a Herculean advantage. The Internet online audience is over 70% of the population. This audience takes advantage of Internet marketing strategies. According to Stores magazine, 90% of shoppers research a product on the Internet before buying – either on a regular basis (43.3%) or occasionally (47.3%). Only 9.5% never use the Internet for comparison-shopping. eMarketer reported in January 2008 that 88% of online users are driven to a website because of search engine results. (Study by Deloitte Development and Harrison Group “The State of the Media Democracy Second Edition.”) Google gets an estimated 350 million searches per day. Yes, per day. (That’s what everyone does all day!) Yahoo “only” gets around 300 million. (Online Media, Marketing & Advertising May 2008.) If your website is not optimized, you will be crushed by the competition. The early adopters and the leaders are now focusing on mobile marketing – which is still in its infancy. Mobile marketing requires the search engine optimization techniques that are being used today in web site promotion. Google is well into their research on search engine optimization for mobile marketing. If you don’t apply meaningful search engine optimization techniques to your website now, you will be far behind the next generation of website promotion – if you exist at all. Web site optimization is paying off. Ecommerce sales growth has been around 25% whereas overall retail sales growth has been a slow 6%. Logically following, Internet advertising is growing by 15%, whereas television advertising is only growing by 5%. (Magazine and radio advertising growth is 4% and 2% respectively.) The average person spends almost the same amount of time online as they do watching television – 8 to 20 hours a week – and only one to three hours a week are dedicated to reading the newspaper. Search engine optimization, web site optimization, and search engine marketing go hand in hand. A well-planned Internet marketing strategy will include both. However, the fact that the majority of internet users will choose a website from a natural search engine result – as opposed to the paid advertisements that are typically aligned on the right – is evidence that search engine optimization is the dominating factor for website success. Case studies that demonstrate the effectiveness of search engine optimization over several business metrics abound. The returns on SEO investment are unique to each website, but can be seen in increased web site visitors, in responses to Internet marketing campaigns, customer loyalty, and even brand recognition. Evaluating your website’s promotional mix will demonstrate the cost-effectiveness of search engine optimization. Promotional budgets are wisely being reconstructed to earmark funds for this necessary expenditure in today’s Internet dominated world. Web site visitors are search engine savvy. Broad search terms (horizontal) are giving way to more specific search terms (vertical), and search engines are restructuring to follow these trends. Implementing a search engine optimization plan for your website is necessary for any website marketing strategy. Search Engine Optimization (SEO) is no longer new – it is NOW. Your competitors know this and have adopted this website marketing strategy. If your website promotions don’t include web site optimization, the internet marketing skills of your competitors will put them at the top of the search engine results page instead of you, and you will be buried by their followers. Website marketing REQUIRES search engine optimization. If you’re not optimized now – your competitors will have you crushed. It’s not too late to dig yourself out of your grave.

Lina Smith

New Study From Ceresana Research: Change in the Global Hdpe Market

Whether in carrying bags, bottle caps, or buckets: We use high density polyethylene (HDPE) daily. One third of all toys are manufactured from this thermoplast. Less often seen, but nevertheless vital goods produced from HDPE include water pipes, gas mains, oil tanks, and geomembranes. The lightweight, non-toxic material is easily recyclable and is increasingly being utilized as an alternative for less environmentally friendly substances. A new study from Ceresana Research now closely examines this important plastic market.

The Growing HDPE Market

During the past year, the global HDPE market reached a volume of more than 30 million tons. This is after attaining 22 million tons in the year 2000. Worldwide demand for HDPE is primarily influenced by rapidly growing industries, especially those of packing and construction. Even though North America and Western Europe continued to account for about 44% of global demand during 2007, the Asia-Pacific region is constantly propelling more worldwide growth, and will, in large part, drive future HDPE revenue increases. East European countries (especially Russia) are benefiting from substantial growth rates and currently possess a market volume of approximately 2.5 million tons. Ceresana Research expects HDPE revenues to nearly double by 2016, as a result of increased sales volumes and higher prices.

The Asian Pacific is Expanding Market Share

The Asian Pacific’s share of worldwide HDPE demand has risen from 31% in the year 2000, to more than 35% in 2007. China’s manufacturing industry comes in first place followed by those in India, Japan, and South Korea. Producers of HDPE in the region profit from rapidly growing Asian markets, even in relatively smaller countries, such as Malaysia, and from export opportunities in North America and Western Europe. The HDPE manufacturing industries in previously established nations are migrating more and more to fast growing and cost effective countries in Asia. One anomaly is the production of fibers: Only about 5% of global HDPE demand fell on this sector, but it is principally concentrated in the Asian Pacific region.

The Middle East Aspires to Reach the Top

Throughout the Middle Eastern countries, demand for plastic is consistently increasing, along with production: The Gulf States no longer want to exclusively export petroleum, but also want to offer global market products with a higher added value. Since the year 2000, production of HDPE has increased more than 20% per year, whereby a large portion was accounted for by Saudi Arabia. There is no end in sight for this rapid development: Until the year 2013, projects are planned throughout the Middle East with a total capacity of 6.9 million tons. These developments are expected to make this region the most important supplier of HDPE in the world. 

What will Become of Western Europe and North America?

In contrast to the Middle East, only minor expansions in capacity are planned for Western Europe and North America, whereby most new production facilities will replace older ones. Smaller factories will increasingly be abandoned here, but also within the remaining regions. In the future, established manufacturers of HDPE need to create more innovative products and efficient production technologies in order to compete with new suppliers. 

Many HDPE Application Areas are Growing

SubstantiallyMilk bottles and other hollow goods manufactured through blow molding are the most important application area for HDPE – More than 8 million tons, or nearly one third of worldwide production, was applied here. Above all, China, where beverage bottles made from HDPE were first imported in 2005, is a growing market for rigid HDPE packaging, as a result of its improving standard of living. In India and other highly populated, emerging nations, infrastructure is being expanded – not without pipes and cable insulation made from HDPE. The environmentally friendly material has benefited from discussions about possible health and environmental problems caused by PVC, or as the case may be, its advantages over glass, metal and cardboard.

The Most Comprehensive Worldwide Market Study for HDPE

The Polyethylene Market Study – HDPE offers 900 pages of quintessential information on this rapidly growing market. It provides 100 company profiles for current and future manufacturers throughout the world, and shows detailed development of 65 Nations with several country profiles. In addition, this valuable composition informs the reader about technical characteristics, manufacturing, and recycling for this plastic. The Study explains, in detail, a variety of application areas for HDPE and gives an overview of relevant laws and environmental regulations. This market report is available immediately in English or German, exclusively from Ceresana Research:

About Ceresana Research

As an independent market research company, we are among the worldwide leading specialists for commodities as well as the chemical and manufacturing industries. Our multi-user market studies and individually commissioned reports provide the foundation for strategic decisions for our clients. Through the combination of competence, experience, innovation and quality, our customers receive high-value knowledge on which to base their decisions. Our clients from more than 40 countries include well-known retail and industrial companies in the most diverse markets as well as renowned institutes and organisations. 

Further information:

Ceresana Research

Blarerstr. 56, 78462 Konstanz, Germany.

Tel.: 49 7531 94293 0, Fax: 49 7531 94293 27

Press contact: Martin Ebner, M.A.,

 Visit us at

Martin Ebner

Business & Competition: How to Beat your Competition at Their Own Game

Giant chain stores with tremendous purchasing power are creating new business realities for smaller companies and Mom and Pop stores by selling products below cost. This forces some of their competitors who cannot compete to go out of business, while others have to change their business model completely to survive. Many of these companies that use creative thinking and change their business models are able to stand up against these Giants and beat them at their own game.

One of my consulting clients, a Distributor who has been in business since the turn of the Century had to face the new business reality of tough competition from a giant chain store who opened new stores in his “back yard.” Realizing they needed to change the business model to meet today’s business challenges, management decided they needed to mainstream their operations, lower operating costs, and implement a “just in time inventory” system at all of their branches in order to stay competitive.

Not having “real time” information between the branches and the headquarters was the first obstacle management had to overcome in order to achieve their goal of “just in time inventory.” The first challenge the Distributor faced was finding the right software house that would not only provide the right software solution, but would also be a partner that would help meet the company’s current and future expansion plans. The second challenge was converting the branches’ data to the headquarters host computer.

Meeting the “just in time inventory” challenge at all branches and providing better customer service:

Changing from departmental computer systems to a centralized computer system was the first step to achieving the “just in time inventory” goal at all branches. Having “real time inventory” status at all locations enabled headquarters to achieve rapid response to low-level inventory, and helped avoid over stocking. The Branches, having the ability to view other branches inventory in “real time mode,” were able to ship products directly from other locations when needed. Achieving the “just in time inventory” goal helped the distributor lower operating costs, sell at competitive prices, and provide better customer service.

The next step after mainstreaming operations was to implement Web Commerce strategy that would allow the distributor to show the product catalog, track buying trends, and update the headquarters computer with the new Web orders in “real time mode.” Starting a new nightshift gave the Distributor’s clients, many of whom were contactors, the ability to stop at the branch early in the morning on the way to the jobsite, pick up their Web orders from the night before, while their car engines were running, and drive away within minutes.

Beating the Giant by becoming a “one stop shopping center” with competitive pricing:

Although, mainstreaming their operations and enabling an e-commerce strategy improved the distributor’s dwindling business, they were still treading water. The giant chain store in the distributor’s “backdoor” began to sell some of the same accessories my client sold, but below their cost. By selling the accessories below the Distributor’s cost, the giant chain store hoping their clients would buy other, more profitable products the Distributor also sold while visiting their stores.

Facing the giant chain store’s challenge, the Distributor’s management team decided to match the giant chain stores prices for the accessories they were selling, provide their customers with better service, and retain their loyalty. Beating Giant Chain Stores “at its own game,” turned the Distributor into “One Stop Shopping Center” where their clients could purchase everything they needed at very competitive prices and get even better customer service.

Final Thoughts On Beating The Competition

Giant chain stores that are creating part of today’s challenging business environment can only be beaten with creative thinking. Implementing new ideas helped the Distributor not only meet the “Giant’s challenge,” but came in ahead of the game by increasing their number of Nationwide Branches by 35% using “just in time inventory” and matching their competitor’s lower price on accessories.

Dan Kaplan

Ebook Marketing: Affiliate Programs

If you currently own a business or are thinking of starting one up, chances are, you are going to need some information about how to get the word out about your product or service. That is when you need to think about marketing and building a marketing strategy. With the World Wide Web being the major source of information sharing and communications in the world, it is natural that you would want to use this as a major focus for building your marketing strategy. That is what this e-book is for; to teach you how to become a major player in the field of business that you choose by taking advantage of the internet and using affiliation as your marketing strategy’s foundation.

Affiliate programs are an excellent way to generate income for your site or someone else’s, and it is a pretty good introduction into ecommerce, however but it’s a numbers game. Basically, the more people who visit your site, the greater your chances become for creating a good income, especially if the programs you participate in are related to your site topic. For more details  Chances are you have probably come across many commercial sites that claim to offer the best affiliate program. What you will often learn is that this is simply not true. So what exactly is an affiliate program, you might ask? An affiliate program is where a company offers to pay you a certain amount of money for either a click through from your site, or a fixed amount for a lead (where the visitor signs up for a newsletter, etc.) or a percentage of a purchase made by a visitor as a result of a click through. Even if the visitor does not make a purchase on the advertiser’s site right away, most programs will offer “cookie duration” of usually around 30-90 days.

What this really means is that as long as the visitor has the cookie in their cache; even if they return to the advertisers site one month later, you will still receive the commission from the sale however, as in all things that are business related, cookie duration is not a guarantee when you sign up for an affiliation program and is something that you need to check for before signing on. What I have discovered to be very successful is to take advantage of companies like Offers Quest or Google for text link advertising. Text links are a great resource as they are bandwidth friendly, and when they are implemented properly add valuable content to your site which can also assist in search engine rankings.

When it comes to website affiliation, you will also need to know how to conduct a market study because this is how you will find your target audience. For more details go to  Without a targeted audience, your marketing campaign will not be effective. That is what this e-book is for; to teach you how to become a major player in the field of business that you choose by taking advantage of the internet and using affiliation as your marketing strategy’s foundation.

Affiliate programs are an excellent way to generate income for your site or someone else’s, and it is a pretty good introduction into ecommerce, however but it’s a numbers game. Basically, the more people who visit your site, the greater your chances become for creating a good income, especially if the programs you participate in are related to your site topic. Chances are you have probably come across many commercial sites that claim to offer the best affiliate program.

Pritpal Doad

Image Sun Tanning Centers Bring a Glow to Your Skin and Your Bank Account

San Diego, CA (PRWEB) November 23, 2008 – Looking our best is more than a trend as more and more people have taken a greater interest in their personal health appearance. No longer just a matter for individual longevity, but as a way to giving yourself an edge in an ever increasingly competitive market place whether it’s to get the job in the first place or jump ahead for the promotion.

Just as a fashionable suit or tailored dress can make the difference in superiority of your looks, a healthy looking tanned skinned body tells the world you are vibrant, in top form and look like success.

Image Sun Tanning Centers have been providing an oasis of indoor tanning beds that cater to the person who understands to look your best, will make you do your best. At Image Sun you can find a wide variety of equipment to give you a beautiful and friendly tanning experience. Set in a clean, up-scale atmosphere, the Image Sun Tanning Center locations bring the best part of the sun right where you want it; in a comfortable and sand-free salon that pampers your body the way it should be.

The tanning industry has never been better as the need for convenient and clean tanning beds and centers have grown each year. Even in tough economic times people still need to look and feel good about themselves and nothing says inner peace like an outer glow.

Taking a look at the numbers it’s easy to see why owning an Image Sun Tanning Center franchise make good business sense. Let’s start with the market itself.

Over the last decade the tanning salon business has risen in both locations and revenues. The industry has jumped to over $7 billion dollars and is one of the biggest growth industries in the United States. Recent projections for small businesses have shown that the tanning bed businesses are going to continue to streak upwards hitting over 50% of increased production by the end of the century. Tanning bed salon businesses are just one of the many small businesses in this country that are the hallmark of the American Dream and represent 40% of all retail sales accounted for in the consumer market.

Owning a business, whether it’s an original concept store or franchise can be a daunting task. The people at Image Sun Tanning Centers have perfected the art of the franchise by creating a system that incorporates all the ingredients to make a successful business. From site selection to operational procedures, Image Sun knows what it takes to build a business and keep it successful.

The vision of tanning bed salon franchise ownership can be a reality but there are numerous things to consider. This is why Image Sun takes each perspective owner through an entire course to understand and become educated in the areas of location evaluation, construction principles, lease negotiations as well as getting into the details of the day to day operations.

Proper planning makes for perfect execution. Every small business that has failed has done so more because of a lack of pre-meditated business forecasting. Image Sun Tanning Centers have taken the guess work and inexperience out of the equation of owning and operating your very own tanning bed salon.

Every Image Sun Tanning Center salon is more than just a small business; it becomes part of the community and just as important, part of the Image Sun Tanning Center family.

For more information about owning and operating your very own Image Sun Tanning Center business click on their web site at or contact them direct at 888-LOOK-GR8.


How do retail/commercial banks make money?

It would be great if you could also add what percentage of their revenue comes from each segment. I just feel like I’m not getting something beyond that they lend money at a higher rate than they pay you for storing it. Thanks!

Banks do so much more than lend and store money. Services offered also plays a role in how a bank makes money. In the bank I worked for the money maker was the Trust and Investments Department. Peoples pay big bucks for financial management. Not only are they responsible for making sound investments for the customer but they are also responsible for making sure every aspect of the customers life is taken care of. I even picked out the clothing someone was buried in.

Banks also make money off of each other. Smaller rural banks only exist due to the larger banks. The rural banks don’t have the capital to support most lending and most be backed by a larger financial institution. It’s called correspondent banking.

Other money makers include return check fees, lock-box services, business accounts, retirement planning services, farm management services. There are really many income sources, especially for a larger bank. Hope that helps.

Getting the Whole Picture

Getting The Whole Picture

By Richard Hooker

The Internet is going to a look a whole lot different in a year or two.

That’s how Victor Ciccarelli sees it. As CEO of CQAdvantage, a computer and technology consulting firm, as well as a highly respected professional photographer, Ciccarelli has spent the last two years creating PhotoTudes, a technology that dramatically cuts the cost and labor associated with 3-D photography. With sharply reduced costs and effort, Ciccarelli sees a future where you can view almost any product for sale on the Web in all its three-dimensional glory, a future where viewing product images on the Web is like picking them up off a shelf and turning them around in your hands.

Low-cost, minimal effort 3-D photography will certainly help solve the most intractable problem in Web retailing: the unforgiving flatness of the medium. All products have a front, a back, bottom, top, and sides, and bricks-and-mortar stores encourage customers to pick products up and explore all these sides. But e-retail can only show flat, static images. And it just doesn’t cut it if you have a flat image of the front, a flat image of the back, a flat image of the right side, and so on. Certain products, like clothing or cars, are about the total, 180 degree picture.

The technology to do this has been around for decades. There’s nothing new about taking 3-D pictures and putting them on the Web. However, the process has always been laborious, time-consuming, and expensive. E-commerce is flat simply because it’s too expensive to be anything else.

Ciccarelli sat down two years ago and tried to solve that cost problem. It soon became apparent that the Gordian Knot in 3-D photography was time. Using turntables and multiple cameras, the best systems took over 10 minutes to snap all the pictures necessary to provide a complete, 3-D view — a veritable eternity in photographic terms. Even with the simplest subjects, this long stretch of time creates a mountain of photo retouching tasks. If the subject happens to be living and breathing, like a person modeling clothes, the headaches, retouching needs, and costs grow exponentially. Most of the inflated costs of 3-D photography were all eaten up in these retouching and photo preparation tasks.

If PhotoTudes was to become a reality, the entire key was reducing the time taken to snap the picture. Do that and most of the additional cost vanishes.

Back Rooms

Like many ideas, Ciccarelli’s began in a back room. In fact, in a whole bunch of back rooms.

Passing the time on a transcontinental flight with a magazine, Ciccarelli was struck by an article on how antiquities and artwork were moldering out of existence in museum back rooms. The harsh economic realities of the museum business meant that important historical and artistic artifacts were simply rotting away, waiting for the money and time to preserve them. Some of them were being photographed, but in flat, static images that did not truly reflect their importance or glory. Most of these artifacts would never be seen by anyone but a few museum employees, as invisible to the world as if they were buried in the desert.

“It really bothered me to think we were losing so much of our cultural heritage because we couldn’t get this information out to people,” said Ciccarelli in an interview. “And it came to me: I could make this work. I could design a system that would preserve, even if it’s just an image, the greatest artifacts in human history.”

Funding 100% of the development from CQAdvantage, Ciccarelli began experimenting with a number of computer systems, cameras, and robotics to unravel the time problem and make 3-D photography easier and less expensive. He planned to use this technology to save our cultural heritage from the ravages of time and neglect.

Breaking the Time Barrier

The final product of all this research turned out not to be an invention, but a series of innovations on existing technologies. Combining system improvements, robotics innovations, camera mechanics, and just plain studio savvy, Ciccarelli produced a system that could snap 173 photos from all sides in less than 30 seconds using a turntable and a system of 17 cameras. And size, at least in this case, wouldn’t matter. It’s the same 30 seconds for a diamond ring as for a work truck.

Breaking the time barrier – reducing the snap time from over 10 minutes to less than 30 seconds – almost totally knocked out the most expensive and difficult part of the process: retouching and cleaning up the final images. Ciccarelli’s system can literally produce a Web-publishable image in about the time it takes to snap the images. Combined with a system that automatically reformats the pictures into a Flash movie file or an animated image, the labor involved in a 3-D image is now about the same as would be involved in a 2-D image – pretty much just setting up the shot.

Changing The World One Picture At A Time

Like all great innovations, Ciccarelli’s system has much more to offer than its original purpose. The whole goal of making the system fast was to make it inexpensive enough to be used wide-scale in museums around the world. But the same economics that plague museums – not enough money – also affected what Ciccarelli wanted to do with PhotoTudes.

“I needed to make the company self-supporting,” he explained. “The obvious path was to go where my competitors could never go: high-speed, economical 3-D product photography. No-one else can do this work as fast or as inexpensively as PhotoTudes. And no-one else has a system that can shoot things larger than a table-top item without adding huge expense, things like people, furniture, and cars.”

Facing market competition forced Ciccarelli to envision how manufacturers and retailers can reach their customers using this new technology. As with any innovation, the real challenge is imagining the possibilities for the market, because the market rarely does it for you. Outside of the obvious use of 3-D images on the Web, Ciccarelli sees a future where retailers install kiosks in a store and present fuller and larger lines of merchandise beyond what is on the shelves, without additional inventory and shrinkage costs.

“Manufacturers and retailers can exponentially increase the inventory they offer to customers,” he explains. “Think of it. A clothing store can stock a certain amount of inventory, but double or triple its stock with an in-store kiosk loaded up with 3-D images of models, even models of several different sizes, wearing these clothes. What manufacturer would not want to put their merchandise, even in virtual form, in every store they can?”

Ciccarelli also sees vast changes coming in the trade show circuit. Manufacturers typically travel to trade shows with hundreds or thousands of items. A CD or kiosk with high-quality, low-cost 3D images could help presenters cut their inventory to 50 items or so.

The million-dollar question, however, is who will drive the adoption of this new technology, manufacturers or retailers? Ciccarelli is putting his money down on the manufacturers: “The people who will see the quickest payoff are those who sell products that are used on people, like clothing. I’m betting the early adopters will be the clothing manufacturers who really understand the value of the Web and are already involved in some pretty serious Web distribution and retailing. I see them adopting a marketing model in which they produce Web-ready 3-D images of their entire product line – modeled in 3-D on real people – and distribute them aggressively to online retailers, giving them a significant advantage over their competitors. Other competitive moves, like kiosks or CDs in brick-and-mortar stores and malls, will follow.”

Sitting on a potential gold mine that will revolutionize how manufacturers and retailers reach their customers hasn’t distracted Ciccarelli from his original goal. “I’ve built a great piece of technology, amazing in its simplicity, and now I want to build a history of unique assignments. Ultimately, we’ll reach a level where we can turn our attention to a more philanthropic mission of preserving the antiquities of human culture and scientific research.”

So, when you visit an online store in the not-too-distant future and browse around in the 3-D product images, remember to schedule a visit to an online museum and browse through their 3-D gallery of artifacts previously unavailable to the public. That’s the world Victor Ciccarelli wants to build with PhotoTudes – one picture at a time.

Press contacts

Victor Ciccarelli

CQ Advantage

San Diego, CA 92126


Richard Hooker

Preventive Measures From Internet Fraud

Internet fraud is an act to make money from consumers or merchants without actually providing the goods or services. There are some measures which must be taken into consideration so as to prevent being victimized by this illegal activity.

Internet frauds are generally another kind of fraud crimes which particularly use features of the Internet to intentionally commit fraudulent transactions from unsuspecting Internet users in an objective to steal money. Chat rooms, forum sites, e-mails and websites are the most common tools used by these criminals in performing their greedy acts. Because of the power of the Internet, these fraudulent acts can be easily transmitted in any part of the world. Millions of people can be potentially vulnerable to these crimes, whether an individual consumer or large companies of investors.

With the introduction of e-commerce as means to offer goods and services to consumers, these cyber criminals do their best to depict similar offers of legal merchants in order to make easy money from innocent people without actually providing the goods and services they promised. Because of these circumstances, it had greatly damaged the reputation of legitimate companies causing them a decrease on sales and at worst, leading to loss of millions of dollars.

Credit Card Fraud

Since a large number of percentages of consumers around the world use credit card as a convenient way of shopping or purchasing goods through the Internet, it had become a target for credit card fraud. This type of fraud was considered the number one setback in e-commerce business.

Credit card fraud is done by criminals by sending e-mail messages to unsuspecting victims requesting them to update their credit card information by directing them to the website which will then ask for their sensitive personal information including credit card number, passwords and billing address. Once the information is gathered by these criminals, they will be using the credit card to purchase goods definitely charged to the victim.

Because of technological advancement, cyber criminals have become more clever and advanced in doing their illegal activities. Even the biggest e-commerce merchants who have the most sophisticated anti- credit card fraud prevention system cannot manage to totally secure their businesses from these criminals.

There are some ways in which you can prevent the risk of being victimized by this fraud. As a consumer, never provide personal information to unsolicited e-mail messages asking you to do so. Also, never share your credit card information to any website which includes chat rooms, forums and e-commerce merchants without confirming the legitimacy of their company.

Travel Fraud

Today, there are numerous legitimate travel agency websites offering big discounts or great deal packages for travelers. Many travelers avail of such services for convenience. But again, these services attracted unlawful individuals as means to collect money from consumers. They would create fake travel agency sites and deploy various advertisements, offering very attractive cheap travel packages to allure unsuspecting victims. These sites mostly collect advance payments from travelers and then afterwards run away with the victim’s money.

The usual marketing strategy of these sites is to send e-mails to as many people as possible and directing them to a website containing the travel packages they offer.

In order to prevent you from being a victim of this fraud, it is important to ignore e-mail messages of travel agencies offering very cheap travel packages. As much as possible, do not respond to these e-mails as this will only prove to the criminals that you have an active account and later on you will be receiving spam mails.

In addition, investigate on the identity of the travel agency offering these deals. Gather enough information and try to inquire on other local travel agents. Never allow yourself to grab those too-good-to-be-true travel deals.

As a general rule, to avoid being victimized of these Internet frauds, you must be aware that these cyber criminals can easily create professional looking websites and post goods or services that are a lot cheaper than other companies in order to attract their prospect victims.

Legitimate merchants usually include information about their company and provide specific contact details which you can use to confirm that they are not bogus. Also, these companies do not solicit very detailed bank or credit card information such as your password or PIN. They also offer a secure way of online purchasing transaction and usually bear the VeriSign logo.

Jayesh Bagde

What is a Self Funded Proposal?

A well structured self funded proposal is a self sustaining marketing tool that generates profits for a business. These profits can be used to off set the cost of marketing, allowing the business to advertise and grow.

Creating a properly structured self funded proposal is not something a beginning marketer should attempt, however. The best way to deploy a self funded proposal is through a proven and established network marketing system that has already been thought out and refined. There are a lot of moving pieces to a fully functional self funded proposal, and if any of those pieces are out of whack, the whole system breaks down.

The self funded proposal somewhat resembles what a bricks-and-mortar retail business calls a loss leader, an inexpensively priced item that lures customers into the store, where they will (in theory at least) continue to spend money on other, more expensive items. The hurdle that a loss leader tries to overcome in a bricks-and-mortar setting is location. People have to get in their car and physically visit the business. A compelling loss leader entices them to do this.

Internet marketers, however, face other challenges, the most serious of which is credibility. The first time a person visits a website, they may not be ready to part with their hard earned cash, especially for relatively expensive information products. In a well-executed self funded proposal, site visitors hit the landing page and then a capture page where their personal information is submitted. From there they receive an offer they can’t refuse, an inexpensively priced offer that’s chock full of value. Done correctly, this builds sufficient confidence for the customer to spring for what is called the back end sale, the primary product or service that the business offers.

In a well-executed marketing system, there should be a very high percentage of site visitors who buy the first, or front end, product. This front end revenue, almost like up front commissions, allows the marketer to put some money in the bank and continue marketing the back end, higher profit products. The concept is basic but the application can be difficult. Getting all of the pieces in place requires outstanding copywriting skills and significant internet marketing expertise. For this reason, beginning network marketers should consider an affiliation with a proven and profitable network marketing system that can begin generating revenues immediately.

Eduardo Hernandez